Realty Gloom Over Home Loans






The year also saw the launch of differentiated home loan products. For instance, SBI launched home loans targeted at government employees and defence personnel Though real estate prices have corrected in certain geographies and home loan rates have fallen by 30-50 basis points (bps) in 2016 from the previous year, there has not been much demand for home loans. Transmission […]




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How existing borrowers can reduce their Home Loan Interest Rates






Lenders are aggressively reducing interest rates on new home loans. But what if you are an existing borrower? Those who have taken home loans before April 2016 are still paying a higher interest as their loans are either base rate-linked or benchmark/retail prime lending rate (B/RPLR)-linked. The options before you are as follows If bank is the lender One-time switch […]




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